MORTGAGE

M&CO is your guide through mortgage financing. We’re best known for our work in the area of financing commercial and multi-residential real estate across Canada. Our brokers are experienced in arranging financing amounts from $1 million to over $100 million. We specialize in creating opportunities for clients with unique requests.

OUR CAPITAL OPTIONS

We’re able to provide real estate developers and owners with a broad variety of capital choices including:

  • Interim Construction Financing
  • Bridge Construction Financing
  • Conventional Long-Term Financing
  • CMHC Financing
  • Mezzanine Financing

OUR BORROWERS

M&CO clients include owners and operators of all property types, including:

  • Multi-residential (Apartment & Condominium)
  • Office
  • Retail
  • Industrial
  • Hotel
  • Self-Storage
  • Retirement and Nursing Homes
  • Land

WHAT 65 YEARS OF EXPERIENCE CAN DO FOR YOU

We’ve learned a thing or two while doing business coast to coast over the last 65 years, and with that comes multiple benefits for our clients. Here are a few of the ways M&CO provides you with excellent service:

  • You get the most current information and competitive market knowledge because we deal with the mortgage market across the country on a daily basis
  • We liaise with a large number of different types of lenders, and these relationships give us access to lending sources that may not be available to you
  • M&CO partners cover the entire mortgage market, constantly seeking national and international sources of capital for our clients
  • Our experience in highly complex transactions gives us the tools to find innovative solutions for our clients
  • We work for you (the borrower), and only you. We negotiate the best financing solutions to suit your requirements
  • We carry out financial analysis to compare financing options for a given transaction
  • For transactions requiring multiple lenders, M&CO can assemble the syndicate on fair terms for all parties

You are the driving force behind all of our transactions at M&CO: it’s your needs that we seek to meet. Our clients gain peace of mind through the transparency and thorough assistance our brokers provide along every step of the process. You can be assured that the financing arranged on your property is the most suitable for your requirements, and uses the most competitive lending terms available.

WE DO SERIOUS BUSINESS IN A NEIGHBOURLY WAY

CONTACT US TO SEE HOW M&CO CAN HELP YOU TODAY

WE’RE CMHC APPROVED

…and that means more borrowing options for you.

M&CO is approved to make direct applications to the Canada Mortgage and Housing Corporation (CMHC) for insurance on multi-unit residential properties, long-term care facilities, retirement homes, mixed-use real estate and condominium projects.

When you use M&CO to apply to CMHC, you get help through the approval process, while leaving all your borrowing options open. We guide our borrower clients through every stage of the approval process, and obtain the ‘Certificate of Insurance’ on their behalf.

It’s better to get your CMHC approval through us.

By obtaining your CMHC approval through M&CO, your loan has been approved by CMHC, while still retaining access to a competitive marketplace. This added security means clients get more competitive lender quotes than if they had used a direct lender. M&CO also simplifies and facilitates the lender approval process, delivering customized solutions with rates and terms designed to meet each borrower’s individual needs.

AFFILIATIONS

Our involvement in industry-related organizations is another benefit to our clients. We are currently active members of these recognized organizations:

  • The Fair Rental Policy Organization (FRPO)
  • National Association of Industrial and Office Properties (NAIOP)
  • Greater Toronto Homebuilder’s Association (GTHBA)
  • Ontario Real Estate Association (OREA)

CONTACT US TO SEE HOW M&CO CAN HELP YOU TODAY

Murray and Company Limited (License #10205)